St. Clair County Tax Timeline for Freeburg Homeowners

Property tax dates sneak up fast, especially when summer plans and back-to-school are on your mind. If you own a home in Freeburg, staying ahead of St. Clair County’s timeline helps you budget, avoid fees, and keep your records clean. In this guide, you’ll see the key 2025 dates for the 2024 tax year, what each step means, how to pay in Freeburg, and what to do if you fall behind. Let’s dive in.

Key 2025 property tax dates (2024 levy)

• Tax bills mailed: May 23, 2025
• 1st installment due: July 2, 2025
• 2nd installment due: September 2, 2025
• Last day to avoid publication: September 19, 2025
• Publication window: October 1 to October 10, 2025
• Last day to pay to avoid tax sale: October 31, 2025
• Tax sale: November 3, 2025

Confirm the current year’s schedule on the county’s Real Estate Tax Collection Dates page. The county also notes that some deadlines do not accept a postmark, and online systems may shut down late on deadline days, so avoid last-minute payments. View the county schedule and notes.

What each step means

Assessment and appeals

Your assessed value drives your tax bill. Check your parcel data, exemptions, and taxing districts in the county Parcel Inquiry and Map Viewer. If your value looks high, you can file a timely appeal with the St. Clair County Board of Review during its posted window for the year.

• Pull your parcel info here: Parcel Inquiry and Map Viewer
• See appeal procedures and deadlines: St. Clair County Board of Review

When your bill arrives

For the 2024 levy payable in 2025, bills were mailed May 23, 2025. When yours arrives, double-check:

• Parcel number and property details
• Exemptions shown (for example, general homestead or senior)
• Taxing districts listed
• Two payment coupons for the installments

Paying your installments

St. Clair County uses a two-installment schedule. For 2024 taxes payable in 2025, due dates are July 2 and September 2. You can make partial payments, but they must go through the Treasurer, not through collector banks. The county also offers a monthly installment plan that starts in September for the next year. Learn about partial payments and the monthly plan.

Late payment penalties

If you miss a due date, unpaid amounts become delinquent and accrue interest. Under Illinois law for counties like St. Clair, delinquent real estate taxes accrue interest at 1.5% per month or part of a month after the due date. See Illinois Property Tax Code citation.

Unpaid taxes and tax sale

If taxes remain unpaid after the county’s last day to avoid publication, the Treasurer will send certified notices and publish the delinquent list. If still unpaid by October 31, 2025, the parcel is eligible for the November 3 tax sale. If you are at risk, contact the Treasurer right away to get payoff figures and discuss redemption timelines. For process details, visit the county’s page on Tax Sale and Delinquent Taxes.

How and where to pay in Freeburg

Online, phone, or in person

• Pay through the county’s online portal by card or e-check. Card payments include a convenience fee. The county notes the portal may be shut down late on deadline days.
• Pay by phone or in person at the Treasurer’s Office: 10 Public Square, Belleville, IL. Office of the St. Clair County Treasurer, Andrew Lopinot. Phone: (618) 825-2707.
• Check accepted locations and methods here: Where to Pay.

Paying at a Freeburg bank

The county lists local collector banks that accept payments through the second installment. The list includes Citizen’s Community Bank at 620 N. State in Freeburg. Always confirm the bank’s current status before you go, and remember that banks stop collecting after the second due date each year. See the latest bank list on the Where to Pay page.

Partial payments and monthly plan

If you need to spread out payments, partial payments must go through the Treasurer. You can also register for the eight-month installment plan that begins in September for the next year, with options like automatic bank withdrawal. Get details and enrollment steps.

Keep your receipts

Save your online confirmation, printed receipt, or canceled check. Keeping a paid tax receipt from the Treasurer is helpful for your records and other state processes.

Quick checklist for Freeburg homeowners

• Mark your calendar with both due dates and the last day to avoid tax sale.
• Verify your parcel data and exemptions before you pay.
• Choose your payment method early and allow extra time near deadlines.
• If cash flow is tight, talk to the Treasurer about partial payments or the monthly plan.
• If you disagree with your assessment, watch for the Board of Review filing window and submit your appeal on time.
• If you miss a deadline, act quickly to limit interest and avoid publication and tax sale.

If you want local, practical guidance as you plan a move or budget for homeownership in Freeburg, reach out. Jessica Michalke can help you make confident decisions in today’s market.

FAQs

When will my 2025 Freeburg property tax bill arrive?

• For the 2024 levy payable in 2025, the county mailed bills on May 23, 2025; check the county’s current schedule each year.

What are the 2025 installment due dates for St. Clair County?

• The first installment is due July 2, 2025, and the second is due September 2, 2025; always confirm the current year’s county calendar.

What if I miss a St. Clair County due date?

• Delinquent amounts accrue interest at 1.5% per month under Illinois law, and continued nonpayment can lead to publication, certified notice, and the county’s tax sale.

Can I pay my St. Clair County taxes at a Freeburg bank?

• Some local banks accept payments through the second installment; the county’s list includes a Freeburg branch, but bank participation can change each year and stops after the second due date.

How do I appeal my St. Clair County assessment?

• Review your parcel information first, then follow the St. Clair County Board of Review procedures and filing window for that tax year.